Tools for modeling SECURE Act inherited IRA rules, Roth conversion strategies, and cross‑generation tax outcomes – built for financial advisors and estate planning attorneys.
These tools grew out of a common challenge: most retirement calculators stop at your lifetime. Estate and legacy planning requires looking at total taxes paid across two generations, especially under the SECURE Act's 10‑year inherited IRA rule.
Use this suite to frame client conversations, compare strategies side‑by‑side, and communicate complex trade‑offs in plain language.
Start with the tools below; more estate‑focused calculators are on the roadmap.
Analyze when and how much to convert from traditional IRA to Roth, including RMD effects and changes in marginal tax brackets over time.
Open Roth Conversion CalculatorEstimate Required Minimum Distributions from large tax‑deferred balances, including how account growth, other income, and filing status interact with tax brackets.
Open RMD Impact CalculatorModel how much tax heirs may owe on inherited traditional IRAs under the 10‑year rule, and compare “do nothing” vs. targeted Roth conversion strategies across generations.
Open calculatorAdvisors and estate planning attorneys can license these tools with firm branding for use on their own sites.
If you'd like a version of this estate planning suite with your logo, colors, and custom disclosures, visit calcforadvisors.com or reach out directly from that page.
Existing Premium members can continue using these tools (including Save, PDF, AI Explain, and more) on ronbelisle.com as part of their subscription.
No account is required to use these tools. Creating a free login lets you upgrade to Premium, which unlocks scenario saving, comparisons, PDF/CSV exports, AI Explain, and more across the full calculator suite.