The calculators you love—including the Estate & Legacy Planning Suite and our new YNAB AI Budget Auditor—now with powerful features for serious planners.
Try Premium Free for 7 Days See What's IncludedStop losing your work. Save unlimited scenarios and compare different strategies side-by-side to find your optimal path.
Export clean reports and raw data: professional PDFs to share or print, and CSV files for your own spreadsheets.
See the full picture: multi-year projection tables, interactive charts, and—where it applies—tax impact (e.g. RMD, Roth).
Connect your YNAB budget for a free category snapshot, then unlock GPT-4o analysis that understands true YNAB semantics — credit card activity vs. real overspending — plus follow-up questions.
Get AI-generated plain-language explanations of your specific results. After running any comparison, click "Explain my results" for a clear, educational breakdown—then ask follow-up questions in the same window to dig deeper.
No donation prompts or distractions. Just powerful tools for your financial planning.
Every premium calculator—including the Estate & Legacy Planning Suite (inherited IRA, SECURE Act tools)—includes Save, Load, Compare, plus PDF and CSV export. Below are examples of the extra tables and charts you get.
Your RMD this year: $18,450
| Year | IRA Balance | RMD | Tax Impact |
|---|---|---|---|
| 2026 | $500,000 | $18,450 | $4,428 |
| 2027 | $515,200 | $19,415 | $4,660 |
| 2028 | $530,856 | $20,426 | $4,902 |
| ... | ... | ... | ... |
Plus: Compare "No Roth Conversions" vs "Convert $50K/year" · Save/Load · PDF report · CSV export
Claiming at 67 gives you $2,400/month
| Claim Age | Monthly | Total by 80 | Break-Even |
|---|---|---|---|
| 62 (early) | $1,680 | $362,880 | N/A |
| 67 (FRA) | $2,400 | $374,400 | Age 74.2 |
| 70 (delayed) | $2,976 | $357,120 | Age 77.8 |
Plus: Interactive charts, spousal strategies, Save/Load/Compare, PDF & CSV
Choose the plan that works for you
✓ 7-day free trial • Cancel anytime • All calculators included (RMD, Social Security, Roth, Estate & Legacy, YNAB Budget Auditor, and more)
AI Budget Auditor connects to your YNAB budget (free snapshot for everyone). Premium unlocks GPT-4o analysis with YNAB-aware overspending rules — so credit card activity isn’t mistaken for going over budget — plus follow-up questions. Your API keys stay in your browser; we don’t store your budget on the server.
On supported calculators, Premium members can click "Explain my results" to get a plain-language summary of your numbers. You can also type follow-up questions in the same window—for example, "What if I claimed at 70 instead?" Explanations are educational only, not personalized financial advice.
Absolutely. All calculators remain free to use forever. Premium just adds powerful features for those who want to save their work and dig deeper into projections.
Yes. Cancel with one click from your account dashboard. No hassles, no questions asked. If you're on annual billing, we'll prorate any unused time.
No problem! The free versions are always available and will continue to receive updates. Premium is entirely optional.
Yes. If you're not satisfied within the first 30 days, we'll refund your payment in full, no questions asked.
Your scenarios and data are encrypted and stored securely on our servers. We never sell your data to third parties. You can delete your account and all data at any time.
We accept all major credit cards through Stripe, our secure payment processor. Your card information never touches our servers.
Yes. You can switch between monthly and annual billing at any time from your account settings. Changes take effect at your next billing cycle.
After subscribing, simply log in to your account. All premium features will be automatically unlocked across all calculators.
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