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Managed Portfolio vs Vanguard Index Fund

See the true cost of advisor fees - including opportunity cost

Understanding Vanguard Index Funds

A Vanguard index fund tracks a broad market index (for example, VTSAX follows the total U.S. stock market) rather than trying to beat it with stock picking. Because there is no expensive active management layer, index funds often charge around 0.04% per year compared with 1% or more for many managed portfolios.

Already in retirement (or modeling withdrawals)? See how AUM fees change the 4% rule in Safe Withdrawal Rate & Fee Impact.

Your Portfolio Details

$
Enter your exact portfolio value
$
Added at the end of each selected period
Typical managed portfolio fee: 1.0%
Typical Vanguard index fund expense ratio is about 0.04%. Adjust if you use a different low-cost fund.
Historical S&P 500 average: ~10% (we use conservative 8%)

All projections are pre-tax. Contributions are added at the end of each selected period.

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RonBelisle.com — educational planning illustration. Review the displayed inputs, timing, assumptions and supported statutory scope. Results are estimates, not guaranteed outcomes or personalized advice. Retain scenario inputs with this printout.