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Emergency Fund Builder

Set a target (e.g. 3–6 months of expenses) and see how long it takes to get there at your savings rate.

Why an emergency fund?

An emergency fund covers unexpected expenses (car repair, job loss, medical bill) without going into debt. Many advisors suggest 3–6 months of essential expenses in a separate savings account. This tool shows your target amount and how many months it will take to reach it based on your current savings and monthly contribution.

Your situation

Rent, utilities, food, insurance, minimum debt payments
Common goal: 3–6 months
Amount you can add each month
e.g. high-yield savings ~4–5%